I would say c 850 score because you would be able to qualify for a zero or low interest card and transfer all of your debt/ balances to that card providing you the opportunity to pay one bill at either no interest or low interest and build from there
When you have C A and B is a piece of cake @thecreditlady800 That has been my focus all month. You are and has been a great inspiration. I'm finding that hard work pays off. Thank you for the motivation! 🙏🏾
I'm watching my daughter struggle with student loans. Breaks my heart. She is settling with her bachelors instead of pursuing her masters because of student loans. How can she be motivated? @thecreditlady800 Attended private college on a beer budget. I continue to tell her God is not done with her achievements!
People act like credit is a get you everything free card. It's basically a qualifier. You still have to have money to go with it. Basically you can have an 850 but if don't earn enough to afford the mortgage no house for you. Debt to [income] ratio. Cash & real assets are king.
C. Credit score of 850 allows me to leverage my credit, Be my own bank to invest in real estate. The passive income then pays my debts, which frees up my income to save $50,000+. #wealth #richgetricher
@arturodinero see now you are thinking! It's not the debt that is bad it's a matter of how you use the debt to your advantage which is key! We are often taught that having debt is a horrible thing paying off a mortgage is the best thing but when you have equity in your house it's dead money. It's about using that Equity to leverage other Investments but that's a whole other story. I like how you think brother!